<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Genesis Accident Claims Blog</title>
	<atom:link href="http://genesisaccidentclaims.com/blog/?feed=rss2" rel="self" type="application/rss+xml" />
	<link>http://genesisaccidentclaims.com/blog</link>
	<description>Just another WordPress weblog</description>
	<lastBuildDate>Wed, 07 Jul 2010 16:02:48 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.6</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Claiming compensation for car park accidents</title>
		<link>http://genesisaccidentclaims.com/blog/?p=101</link>
		<comments>http://genesisaccidentclaims.com/blog/?p=101#comments</comments>
		<pubDate>Wed, 07 Jul 2010 16:01:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Road Traffic Accident]]></category>

		<guid isPermaLink="false">http://genesisaccidentclaims.com/blog/?p=101</guid>
		<description><![CDATA[An accident in a car park need not be a disaster
Imagine the situation; you’re down at your local supermarket for the big shop.  Predictably the car park is nearly full and as you drive round looking for a space, another motorist carelessly pulls out, reverses into or collides with your vehicle.  Your car is damaged; [...]]]></description>
			<content:encoded><![CDATA[<h2>An accident in a car park need not be a disaster</h2>
<p>Imagine the situation; you’re down at your local supermarket for the big shop.  Predictably the car park is nearly full and as you drive round looking for a space, another motorist carelessly pulls out, reverses into or collides with your vehicle.  Your car is damaged; you are left dazed, possibly even injured and you are looking at a hefty repair bill.  But wait, choose Camps to make a No-Win No-Fee car park accident compensation claim and your car park accident doesn’t have to be a disaster.</p>
<p>At Camps Solicitors we have been helping people who have been injured or who have had their property damaged in an accident where they were not to blame to make accident claims for over 25 years.  Our expert road accident solicitors know how to make sure you get every penny of the compensation you deserve for your injuries and the damage to your vehicle.</p>
<p>Once we take your car park accident claim on, we will examine all of the evidence to make sure that nothing is missed, and that you aren’t left short changed.  This might involve looking at CCTV footage from any cameras fitted in the car park, talking to any witnesses to the accident to get their version of events and arranging for an engineers inspection of your vehicle to determine the level of damage.  We’ll also send you for a comprehensive medical (at no extra cost) where a doctor will check out any aches and pains you might be suffering after the accident and advise you on treatments and the length of time it is likely to take for your injuries to resolve themselves.</p>
<p>Once we have the evidence, we won’t wait around.  Our legal team will be straight on to the other motorist’s insurance company, pressing them to admit their client was liable for the accident and then make an offer of compensation for your injuries and the damage to your car.  If we feel the compensation offer made by the insurance company undervalues your claim, then we can and will take the matter to court on your behalf to secure you a better settlement for your accident compensation.</p>
]]></content:encoded>
			<wfw:commentRss>http://genesisaccidentclaims.com/blog/?feed=rss2&amp;p=101</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Slipping Accidents Article</title>
		<link>http://genesisaccidentclaims.com/blog/?p=99</link>
		<comments>http://genesisaccidentclaims.com/blog/?p=99#comments</comments>
		<pubDate>Thu, 03 Jun 2010 12:20:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://genesisaccidentclaims.com/blog/?p=99</guid>
		<description><![CDATA[Slipping Accidents At Work
Slipping in their duty &#8211; the employer&#8217;s responsibility to keep workers safe
2010 seems to be the year that the Health and Safety Executive (HSE) plan to clamp down hard on preventable accidents in the workplace. Through issuing a series of press releases, the agency hopes to draw attention onto the most common [...]]]></description>
			<content:encoded><![CDATA[<h3>Slipping Accidents At Work</h3>
<p><em>Slipping in their duty &#8211; the employer&#8217;s responsibility to keep workers safe</em></p>
<p>2010 seems to be the year that the Health and Safety Executive (HSE) plan to clamp down hard on preventable accidents in the workplace. Through issuing a series of press releases, the agency hopes to draw attention onto the most common causes of work related accidents and injuries – slips, trips and falls from height.</p>
<h3>A Stark Reminder</h3>
<p>Just taking London as an example shows just how much of a problem the situation really is. In 2008-9, 14,576 people were killed or injured in their workplace, resulting in a loss of 1.7million working days and a series of compensation claims and prosecutions against companies that failed in their duty of care. The impact, not just on individuals and their families but on the economy too, is enormous. And nearly all of these accidents were entirely preventable.</p>
<p>The HSE believes that every employee has the right to work in a safe environment. Although our HSE laws may sometimes seem a little draconian, they are there for a reason – to keep people safe at work. Something as simple as a wet floor with no warning signs can cause a serious injury as the result of a slip or fall, and responsibility ultimately lies with the employer or business owner to prevent this type of common accident.</p>
<p>The construction industry still leads the field in work-related deaths and serious injury, mainly from falls from height. Although recognised as a dangerous environment, employers still have a responsibility to ensure that their worker&#8217;s safety is a priority. &#8216;Cutting corners&#8217; to save a few pounds can easily lead to tragic consequences, particularly when time is of the essence and deadlines have to be met. Even then, there is no place for complacency, particularly when a situation that could be safe is made more hazardous through overlooking basic HSE legislation. It is this &#8217;slapdash&#8217; approach that the HSE will be focusing on during 2010, and companies have been warned.</p>
<h3>Worker&#8217;s rights</h3>
<p>Any injury or illness at work that can be directly attributed to employer negligence is justification for a compensation claim. Not only does this compensate the worker or their family for injuries and loss of earnings, but it also serves as a useful reminder to the organisation that they have failed in their basic duty of care obligation and allowed a situation to arise that was entirely preventable.</p>
<p>By bringing a claim against an employer, the injured party may be helping to prevent anyone else having to suffer the same injuries (or even worse) by putting the spotlight firmly on an avoidable hazard. It is often the only way that some employers can be reminded of their responsibilities and hits them where it hurts most – in their pocket.</p>
<p>As the country struggles to climb out of recession and jobs are precious, many will be worried that bringing a claim against an employer could mean the end of their job. This is not the case. Any employer who discriminates against an employee bringing a righteous claim can be brought to account a second time at an Industrial tribunal – not a situation that any employer wants. So the message in 2010 is – don&#8217;t be afraid to remind an employer of their responsibilities. Health and safety is everyone&#8217;s concern; employers, workers and the governing agencies. Through co-operation and compliance, 2010 could be the year when the horrific statistics of deaths and injuries at work start to drop dramatically.</p>
]]></content:encoded>
			<wfw:commentRss>http://genesisaccidentclaims.com/blog/?feed=rss2&amp;p=99</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>School Accident Claims Article</title>
		<link>http://genesisaccidentclaims.com/blog/?p=97</link>
		<comments>http://genesisaccidentclaims.com/blog/?p=97#comments</comments>
		<pubDate>Thu, 03 Jun 2010 12:15:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://genesisaccidentclaims.com/blog/?p=97</guid>
		<description><![CDATA[School Accidents
Making Schools Safe For Teachers
School is supposed to be a completely safe environment, protecting the nation&#8217;s children against harm. But what about the safety of those who work in schools, and just how safe are our educational establishments?
Every environment has its hazards
Even in the relatively safe environment of the classroom, there are hazards. Over [...]]]></description>
			<content:encoded><![CDATA[<h3>School Accidents</h3>
<p><em>Making Schools Safe For Teachers</em></p>
<p>School is supposed to be a completely safe environment, protecting the nation&#8217;s children against harm. But what about the safety of those who work in schools, and just how safe are our educational establishments?</p>
<h3>Every environment has its hazards</h3>
<p>Even in the relatively safe environment of the classroom, there are hazards. Over the last three years, school staff in one area of the UK &#8211; Sunderland and County Durham &#8211; have won almost £300,000 in injuries compensation claims. If you then consider that this is just one small area of the country, you can estimate just how many accidents that result in compensation payouts occur across the UK every year.</p>
<p>Of that small sample area, the largest payout was for one of the more modern working illnesses &#8211; stress. Other claims were for injuries sustained from lifting heavy furniture, trips, slips and falls, injuries caused by falling objects and even a back injury caused by overstretching to secure a roller shutter.</p>
<p>The National Union of Teachers, quick to dismiss recent press reports of seemingly trivial incidences, has stressed that its members and the union itself only pursue claims where it is clear that an employer has been negligent. And this in itself is probably the most important consideration. Whilst many councils (and privately owned schools) meet strict health and safety guidelines concerning the safety of the children, teachers&#8217; employers must also realise that this duty of care also extends to the adults who work within the education system. A less than stringent approach to maintaining a safe working environment for teachers and staff should be treated in the same way as within any other working environment &#8211; swiftly and with the full force of the law.</p>
<h3>Training Teachers</h3>
<p>Teaching is more than just a job; it&#8217;s a vocation. Those who go into teaching don&#8217;t do it for the money, but that does not give those who run the schools the right to assume that conditions should be any less safe as a result. Teachers and school staff have the same rights as everyone else, including the right to work in a safe and healthy environment. This means that those who run the schools &#8211; the local council, education authority and, in some cases, commercial enterprises &#8211; have a duty of care to all members of staff to protect them from unnecessary and preventable accidents.</p>
<p>Something as simple as a wet floor can cause a serious injury. If that wet floor does not have a warning sign in place, the school could be held responsible for any injury as a result, including injuries to teachers or staff. Making staff aware of their responsibilities to avoid creating potentially dangerous situations is a matter of training and instruction, but it is also a matter of instructing those who run our schools to treat them in the same way that any other employer treats their working environment.</p>
<p>Mention &#8216;accidents at work&#8217; to most people and the last environment most would even contemplate as being hazardous would be a school. But in the same way that factories and workshops have the potential to house dangerous situations, so do schools. And those who work in schools and colleges have exactly the same rights as every other worker in the UK. The money spent on compensating injured teachers could be put to far better use improving the overall educational standards of the UK&#8217;s schools. Perhaps it is about time that accidents in supposedly &#8217;safe&#8217; environments were taken a little more seriously, and that health and safety legislation designed to protect workers in other occupations was given the same gravitas in schools.</p>
]]></content:encoded>
			<wfw:commentRss>http://genesisaccidentclaims.com/blog/?feed=rss2&amp;p=97</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Work Accident Claims Articles</title>
		<link>http://genesisaccidentclaims.com/blog/?p=94</link>
		<comments>http://genesisaccidentclaims.com/blog/?p=94#comments</comments>
		<pubDate>Thu, 03 Jun 2010 12:14:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://genesisaccidentclaims.com/blog/?p=94</guid>
		<description><![CDATA[Road Traffic Accident Claims
When A Road Traffic Accident Becomes An Accident At Work
The vast majority of injury compensation claims comes from road traffic accidents. Thousands of people every year claim for whiplash injuries, injuries as a result of car crashes and even slips, trips and falls on the road. But there is also another side [...]]]></description>
			<content:encoded><![CDATA[<h3>Road Traffic Accident Claims</h3>
<p><em>When A Road Traffic Accident Becomes An Accident At Work</em></p>
<p>The vast majority of injury compensation claims comes from road traffic accidents. Thousands of people every year claim for whiplash injuries, injuries as a result of car crashes and even slips, trips and falls on the road. But there is also another side to this story &#8211; road traffic accidents that can also be classed as &#8216;accidents at work&#8217;.</p>
<h3>Roads Are A Workplace For Many</h3>
<p>The UK&#8217;s road system is under constant repair, and for those whose job it is to repair and maintain the highways, theirs is one of the most dangerous working environments imaginable. But if the correct procedures are not adhered to and all health and safety guidelines not stringently met, it&#8217;s not just road repair workers who are at risk &#8211; the public is in jeopardy as well. A recent court case has highlighted this in stark relief, where a motorist died as a result of hitting an unlit contractor&#8217;s vehicle parked at the side of the M6 in Cumbria in 2004. Inconsistency in how the road was coned off caused confusion amongst motorists, which eventually led to the fatal crash.</p>
<p>Over the past seven years, 11 people have been killed in incidents relating to the construction and maintenance of roads. Strict legislation relating to the safety of both workers and the public exists under the Health and Safety at Work Act 1974, which apply universally to all businesses, no matter what their operation. The Health and Safety Executive (HSE) has made it clear that those involved in roadworks have a responsibility not only to the workers themselves, but to the public as well, and should ensure that they do everything possible to ensure the safety of everyone using the roads. This includes vehicle maintenance and even depositing mud and detritus on the road surface.</p>
<h3>Who&#8217;s Responsible?</h3>
<p>The bottom line is that the construction company undertaking the repairs is responsible for ensuring that roadworks are clearly signposted and coned. If you have an accident as the result of poorly marked roadworks, then you are entitled to pursue a compensation claim against the construction company direct.</p>
<p>The first thing to do is to try and gather as much evidence as possible to support your claim, including photographic evidence, witness statements and the condition of the road itself. It may also be worth investigating if there have been any other incidences at the same spot that can be directly linked to the condition of the roadworks. All of this will add to your case and will assist your solicitor in pursuing any claim for injury or damage to your vehicle.</p>
<p>The same rules apply if your accident involves a collision with a works vehicle. If that vehicle is not correctly maintained, then it is the responsibility of the company and not specifically the driver. As a result, a compensation claim would be made against the company that owns the vehicle, rather than the individual driver. Again, it&#8217;s the evidence that counts, and specialist legal advice should always be sought if you are making such a claim.</p>
]]></content:encoded>
			<wfw:commentRss>http://genesisaccidentclaims.com/blog/?feed=rss2&amp;p=94</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Total UK personal debt at £1,460bn</title>
		<link>http://genesisaccidentclaims.com/blog/?p=91</link>
		<comments>http://genesisaccidentclaims.com/blog/?p=91#comments</comments>
		<pubDate>Thu, 03 Jun 2010 11:58:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://genesisaccidentclaims.com/blog/?p=91</guid>
		<description><![CDATA[Total UK personal debt at the end of April 2010 stood at £1,460bn, reveal the latest debt statistics from Credit Action.

The twelve-month growth was 0.8%. Individuals owe more than what the whole country produces in a year.
Total lending in April 2010 rose by £0.4bn; secured lending increased by £0.5bn in the month; consumer credit lending [...]]]></description>
			<content:encoded><![CDATA[<p><span>Total UK personal debt at the end of April 2010 stood at £1,460bn, reveal the latest debt statistics from Credit Action.</span><br />
<span><br />
The twelve-month growth was 0.8%. Individuals owe more than what the whole country produces in a year.</p>
<p>Total lending in April 2010 rose by £0.4bn; secured lending increased by £0.5bn in the month; consumer credit lending decreased by £0.1bn (total lending in Jan 2008 grew by £8.4bn).</p>
<p>Total secured lending on dwellings at the end of April 2010 stood at £1,239bn. The twelve-month growth rate fell to 0.9%.</p>
<p>Total consumer credit lending to individuals at the end of April 2010 was £221bn. The annual growth rate of consumer credit fell by 0.2% to &#8211; 0.1%.</p>
<p>Average household debt in the UK is ~ £8,761 (excluding mortgages). This figure increases to £18,252 if the average is based on the number of households who actually have some form of unsecured loan.</p>
<p>Average household debt in the UK is ~ £57,915 (including mortgages). If you add to this the March 2010 budget report figure for public sector net debt (PSND) expected in 2014-15 (excluding financial interventions) then this figure rises to £113,709 per household.<br />
</span></p>
]]></content:encoded>
			<wfw:commentRss>http://genesisaccidentclaims.com/blog/?feed=rss2&amp;p=91</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FSA introduces temporary rule for recent PPI complainants</title>
		<link>http://genesisaccidentclaims.com/blog/?p=88</link>
		<comments>http://genesisaccidentclaims.com/blog/?p=88#comments</comments>
		<pubDate>Fri, 28 May 2010 15:46:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://genesisaccidentclaims.com/blog/?p=88</guid>
		<description><![CDATA[The Financial Services Authority announces a temporary rule to give customers who recently made a complaint about their purchase of a Payment Protection Insurance policy more time in which to refer their complaint to the Financial Ombudsman Service.

The temporary rule, which suspends the existing six month time limit for referring complaints to the Ombudsman, will [...]]]></description>
			<content:encoded><![CDATA[<p><span>The Financial Services Authority announces a temporary rule to give customers who recently made a complaint about their purchase of a Payment Protection Insurance policy more time in which to refer their complaint to the Financial Ombudsman Service.</span><br />
<span><br />
The temporary rule, which suspends the existing six month time limit for referring complaints to the Ombudsman, will come into effect from today and run for five months, until 27 October 2010.</p>
<p>The rule applies to recent PPI complainants who have already been sent a final response from a firm between the dates of 28 November 2009 and 28 April 2010 inclusive.</p>
<p>This action has been taken to ensure recent PPI complainants are not disadvantaged by running out of time to refer their complaint to the Ombudsman while the FSA works to resolve a long term solution to ensure customers are treated consistently and fairly when complaining about the sale of a PPI policy, or when buying a new one.<br />
</span></p>
]]></content:encoded>
			<wfw:commentRss>http://genesisaccidentclaims.com/blog/?feed=rss2&amp;p=88</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>We want your feedback! All our previous and existing clients can leave a comment on here about the services from Genesis Accident Claims&#8230;.</title>
		<link>http://genesisaccidentclaims.com/blog/?p=85</link>
		<comments>http://genesisaccidentclaims.com/blog/?p=85#comments</comments>
		<pubDate>Tue, 25 May 2010 12:29:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://genesisaccidentclaims.com/blog/?p=85</guid>
		<description><![CDATA[Genesis Accident Claims have dedicated and experienced lawyers who specialise in dealing only with compensation claims for Personal Injury.  Our specialist lawyers act on behalf of clients who have developed any personal injuries suffered due to a accident which was not your fault.
At Genesis Accident Claims we aim to maximize the compensation you receive and [...]]]></description>
			<content:encoded><![CDATA[<p>Genesis Accident Claims have dedicated and experienced lawyers who specialise in dealing only with compensation claims for Personal Injury.  Our specialist lawyers act on behalf of clients who have developed any personal injuries suffered due to a accident which was not your fault.</p>
<p>At Genesis Accident Claims we aim to maximize the compensation you receive and ensure that you get 100%.</p>
<p>We would like feedback from clients on how we can improve our services&#8230;.. So please leave a comment.</p>
<p>Many Thanks.</p>
<p>Freddy Campbell</p>
]]></content:encoded>
			<wfw:commentRss>http://genesisaccidentclaims.com/blog/?feed=rss2&amp;p=85</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Asbestos Claims &#8211; Did you know you can claim? Read on&#8230;..</title>
		<link>http://genesisaccidentclaims.com/blog/?p=81</link>
		<comments>http://genesisaccidentclaims.com/blog/?p=81#comments</comments>
		<pubDate>Tue, 25 May 2010 12:19:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://genesisaccidentclaims.com/blog/?p=81</guid>
		<description><![CDATA[&#62; Asbestos Claims 
Information about Asbestos Claims with GAC
Tradesmen who have been working for an Employer 
(i.e. Plumbers, Joiners, Electricians…)
Genesis Accident Claims have dedicated and experienced lawyers who specialise in dealing only with compensation claims for asbestos related disease.  Our specialist lawyers act on behalf of clients who have developed asbestos related diseases due to [...]]]></description>
			<content:encoded><![CDATA[<p><strong>&gt; Asbestos Claims </strong></p>
<h3>Information about Asbestos Claims with GAC</h3>
<p><strong>Tradesmen who have been working for an Employer </strong></p>
<p><strong>(i.e. Plumbers, Joiners, Electricians…)</strong></p>
<p>Genesis Accident Claims have dedicated and experienced lawyers who specialise in dealing only with compensation claims for asbestos related disease.  Our specialist lawyers act on behalf of clients who have developed asbestos related diseases due to asbestos exposure through their employment.</p>
<p>At Genesis Accident Claims we aim to maximize the compensation you receive and ensure that you get 100%.</p>
<h3>Information about various asbestos related illnesses that GAC handle:</h3>
<p>There are many similar types of asbestos related diseases and each condition can be different for people as it varies in severity. The conditions include Pleural Plaques, Pleural Thickening, Mesothelioma, Lung Cancer and Asbestosis.   Asbestosis is sometimes misinterpreted as a general term for any asbestos related disease or asbestos related illness.</p>
<p>At GAC it doesn’t matter which asbestos related condition has been diagnosed.  If it can be proven that it was caused by exposure to asbestos by a negligent party, then it may be possible to make a Personal Inury Claim for compensation and recover any losses incurred.</p>
<h2>Making a Personal Injury Compensation Claim for an asbestos related illness</h2>
<h3>The procedure when making a claim for an asbestos related disease</h3>
<p>GAC advise client that a Personal Injury compensation claim for an asbestos related disease must be started within three years from the date the client began suffering from the condition and/or was diagnosed. After this three year period it may become statute barred to purse it further and take legal proceedings.</p>
<p>In fatal cases the claim must start within three years of the date of death, or within three years from the date the deceased’s family became aware that the cause of the death was due to asbestos. This would be subject to a Coroner’s Inquest Report which would need to be provided.</p>
<p>GAC have expert lawyers who have extensive experience in dealing with these types of claims. Genesis Accident Claims are experts in all personal injury matters. We will be able to advise you instantly if you have a potential claim for compensation. Our specialist personal injury lawyers will be happy to talk you through the process of making a claim for asbestos related illness and also be happy to answer any questions or queries you may have. If you do have a valid personal injury compensation claim the lawyers will recover our legal fees from the person responsible for your industrial deafness, ensuring that the entire procedure is cost-free for you (No Win No Fee). Telephone us now on 0871 7 892 892 or complete one of our online accident or enquiry form.</p>
<p>(C) Published By</p>
<p>Freddy Campbell</p>
]]></content:encoded>
			<wfw:commentRss>http://genesisaccidentclaims.com/blog/?feed=rss2&amp;p=81</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Claim &#8211; Industrial Deafness Claims</title>
		<link>http://genesisaccidentclaims.com/blog/?p=78</link>
		<comments>http://genesisaccidentclaims.com/blog/?p=78#comments</comments>
		<pubDate>Tue, 25 May 2010 12:17:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://genesisaccidentclaims.com/blog/?p=78</guid>
		<description><![CDATA[&#62; Industrial Deafness Claims
What Genesis Accident Claims (GAC) defines as Industrial Deafness?
Information about Occupational Deafness
Occupational and Industrial Deafness or Noise Induced Hearing Loss is a deterioration of a person’s hearing over a long period of time as a result of their working environment.
Thousands of people in the UK have been affected by industrial deafness. Employees [...]]]></description>
			<content:encoded><![CDATA[<p><strong>&gt; Industrial Deafness Claims</strong></p>
<h2>What Genesis Accident Claims (GAC) defines as Industrial Deafness?</h2>
<h3>Information about Occupational Deafness</h3>
<p>Occupational and Industrial Deafness or Noise Induced Hearing Loss is a deterioration of a person’s hearing over a long period of time as a result of their working environment.</p>
<p>Thousands of people in the UK have been affected by industrial deafness. Employees can be put at risk and danger in many different industries particularly shipbuilding, coal mining, metal manufacturing and engineering where noisy machinery is used on a regular basis. An employee may not have been provided with the necessary equipment or material to avoid deafness or hearing loss.</p>
<p>Many employees have come to Genesis Accident Claims (GAC) to purse a personal injury claim for Occupational and Industrial Deafness or Noise Induced Hearing Loss.</p>
<h2>Who is responsible for your Occupational Deafness?</h2>
<h3>Employer to blame for Industrial Deafness</h3>
<p>To help prevent more cases of Industrial Deafness, the Noise at Work Act 1989 was introduced into the UK. This Act includes rules relating to health and safety in the workplace which employers are required to adhere to. Those rules combined with improvement in technology have created quieter workplaces and incidences of industrial deafness are now much rarer.  Following the introduction of this Act, generally workplaces are now much safer.</p>
<p>If your hearing has deteriorated and you were once or are currently employed in a noisy environment, you may be entitled to make a personal injury compensation claim for Noise Induced Hearing Loss. Contact GAC on 0871 7 892 892 and speak to a dedicated Claims Advisor.   Claimants can claim within 3 years of being diagnosed or of having hearing difficulties. If you feel that your employers failed in their responsibilities, please contact us as soon as possible.</p>
<h2>Making a Personal Injury Compensation Claim for Industrial Deafness</h2>
<h3>GAC Advice about Compensation Claims for Occupational Deafness</h3>
<p>If you or someone you know has developed occupational deafness or any other industrial illness, telephone GAC now on 0871 7 892 892 and speak to an experienced Claims Advisor.</p>
<p>There are strict time limits in place to make any injury claim, including claims for occupational deafness. So act now and telephone us to get further information and assistance.</p>
<p>Genesis Accident Claims are experts in all personal injury matters. We will be able to advise you instantly if you have a possible claim for compensation. Our specialist personal injury lawyers will be happy to talk you through the process of making a claim for occupational deafness and also be happy to answer any questions or queries you may have. If you do have a valid personal injury compensation claim the lawyers will recover our legal fees from the person responsible for your industrial deafness, ensuring that the entire procedure is cost-free for you (No Win No Fee). Telephone us now on 0871 7 892 892 or complete one of our online accident enquiry forms.</p>
<p>(C) Published By</p>
<p>Freddy Campbell</p>
]]></content:encoded>
			<wfw:commentRss>http://genesisaccidentclaims.com/blog/?feed=rss2&amp;p=78</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>PPI sale prohibition set for go-ahead</title>
		<link>http://genesisaccidentclaims.com/blog/?p=75</link>
		<comments>http://genesisaccidentclaims.com/blog/?p=75#comments</comments>
		<pubDate>Fri, 14 May 2010 11:52:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://genesisaccidentclaims.com/blog/?p=75</guid>
		<description><![CDATA[The Competition Commission (CC) has provisionally decided that consumers will benefit from the introduction of a point-of-sale prohibition for all forms of payment protection insurance (PPI), with the exception of retail PPI.

The point-of-sale prohibition would stop the completion of sales of PPI during the sale of the associated credit product such as a personal loan. [...]]]></description>
			<content:encoded><![CDATA[<p><span>The Competition Commission (CC) has provisionally decided that consumers will benefit from the introduction of a point-of-sale prohibition for all forms of payment protection insurance (PPI), with the exception of retail PPI.</span><br />
<span><br />
The point-of-sale prohibition would stop the completion of sales of PPI during the sale of the associated credit product such as a personal loan. It was one of a package of measures the CC planned to introduce following its investigation into PPI, which concluded that businesses that offer PPI alongside credit face little or no competition when selling PPI to their credit customers.</p>
<p>The report and in particular the proposed point-of-sale prohibition were the subject of a legal challenge last year to the Competition Appeal Tribunal (CAT) by Barclays, supported by Lloyds Banking Group and Shop Direct Group Financial Services Ltd.</p>
<p>Whilst upholding the CC&#8217;s conclusions as to the competition problems in this market, the CAT ruled that it must in particular consider further the role and importance of a potential drawback to the prohibition, namely that it might inconvenience customers.</p>
<p>Since then, the CC has carried out a detailed analysis of the likely effects of such a prohibition including undertaking customer surveys, and an assessment of parties&#8217; internal documents and of various experiments looking at the possible impact of splitting the sales processes of credit and PPI.</p>
<p>In its provisional decision published today, the CC has concluded that the benefits of a package of remedies including the prohibition, by introducing greater competition and choice and lower prices to the market, will outweigh the disadvantages, in particular the potential inconvenience to some customers.</p>
<p>The exception is retail PPI, where it is not clear to the CC, from the evidence presented so far and from a new survey of retail PPI customers, whether the advantages of introducing the prohibition alongside other measures would outweigh the disadvantages. It is inviting comments on whether alternative remedies would be more effective or would deliver equivalent benefits at less cost.</p>
<p>The CC has also assessed changes in PPI markets since it published its report in January 2009 and provisionally concluded that despite the effects of the economic climate and regulatory action, the underlying problems identified remain firmly in place.</p>
<p><span style="FONT-WEIGHT: bold">Peter Davis, Inquiry Chairman and <a style="COLOR: #0000cd" href="http://www.cc.gsi.gov.uk/">CC</a> Deputy Chairman, said:</span></p>
<p>&#8220;Following the legal challenge at the CAT, we&#8217;ve done an enormous amount of additional work to examine in further detail whether the package of remedies we&#8217;re proposing including the point-of-sale prohibition will provide an effective and proportionate way of tackling the serious problems that still exist with PPI.</p>
<p>&#8220;We found that many customers would place very significant value on being given the time and space to choose the right PPI product-or indeed to decide that PPI is not right for them. We also found that a significant number of customers appreciate the convenience of buying PPI instantly at the point of sale of credit.</p>
<p>&#8220;Overall we concluded that PPI providers are overstating the loss of convenience that would result from the introduction of a prohibition on selling PPI during the credit sale.&#8221;</p>
<p>All customers of course will appreciate the lower prices for PPI and the greater choice we expect to result from more competitive PPI markets.</p>
<p>Obviously the financial services sector has experienced some significant changes since our initial report. We looked at the effect of the relevant aspects of those changes on the PPI market and came to the view that, whilst the financial crisis and recession have certainly had an effect on providers&#8217; sales, they haven&#8217;t altered fundamental competition problems.</p>
<p>PPI customers currently have little choice and prices are high because competition is very limited. It is notable that even in the depths of the recession following the financial crisis we found that the economic profits of PPI distributors remained significant.</p>
<p>PPI covers repayments on credit products if the borrower is unable to make repayments due to accident, sickness, unemployment or (in many cases) death. PPI is sold to cover a variety of financial products, but over 90 per cent of PPI sold in the UK is either unsecured personal loan PPI, credit card PPI, mortgage PPI or secured loan PPI.</p>
<p>In its 2009 report, the CC stated that the vast majority of the UK&#8217;s more than 12 million PPI policies are sold at the same time as a consumer takes out a loan, credit card or other type of credit.</p>
<p>The CC found that many consumers are unaware that they can buy PPI from other providers, rarely shop around to compare prices and terms and conditions of PPI policies, and rarely switch PPI providers. The resulting &#8216;point-of-sale&#8217; advantage makes it difficult for other PPI providers to reach credit providers&#8217; customers and in the absence of such competitive pressure, consumers are charged high prices.</p>
<p>During the investigation, the CC liaised closely with the industry regulator, the FSA, which takes the lead on regulating sales practices and tackling mis-selling, as well as the Financial Ombudsman Service, which deals with consumer disputes.</p>
<p>The CC&#8217;s focus has been on examining whether there is effective competition in the market as a whole.</p>
<p>The CC will now invite comments on its provisional decision before publishing its final verdict in July. If it upholds its provisional decision, it will move to introduce the full package of measures as swiftly as possible.<br />
</span></p>
]]></content:encoded>
			<wfw:commentRss>http://genesisaccidentclaims.com/blog/?feed=rss2&amp;p=75</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
	</channel>
</rss>
